$325 Microloan Helps buy more ingredients for food vending business.

Dr. Joe Johnson funded a microloan for Mara, an entrepreneur in the Philippines.


As a hardworking mother of four in the heart of Hinigaran in the Philippines, Mara has to work hard to support her family. She does this by running a food vending business that supplies local delicacies to the inhabitants of this small city. In her quest to grow her business, Mara turned to Negros Women For Tomorrow Foundation Inc. because she knows a microloan helps her productivity. Negros Women For Tomorrow Foundation Inc. has helped countless others achieve their dreams.

She applied for a loan of 15,000 Philippine Pesos that would go towards buying more ingredients for her food vending business. Over the years, she has received a total of 13 loans from the NWTF to help her continue to expand her business, and this loan would make it her fourteenth. She has successfully managed to repay all her loans, and is now looking to the future, hoping that her hard work and dedication will help her to achieve her dream of expanding her business even further.

Funding Partners

Her loans are locally administered by NWTF, a non-governmental organization that focuses on helping both men and women in low income communities in the province of Negros Occidental achieve self-sufficiency. The funds that Kiva lenders avail to the organization are used to expand the reach of these products to low-income urban and rural communities in the province.

Kiva and NWTF gave Dr. Johnson the opportunity to fully fund Mara’s loan. These organizations, together with Dr. Johnson and people like him, are helping to transform thousands of families by enabling them to escape the poverty that they experience every day. This is because these organizations provide micro-financing services to those that need it the most. Kiva helps to bring people together, while the NWTF pinpoints needy people.

The $325 loan that Mara took was fully funded by Dr. Joe Johnson, and through his generosity, she is now able to continue growing her business. If you would like to transform a community by helping an underprivileged entrepreneur, visit Kiva.org and have a look at the thousands of loans that are in need of funding. By funding a microloan, you are ensuring that you change the lives of not only one family, but of the community at large.